# First-Citizens Bank & Trust Company: Branch sold (Elbow Lake Branch), ELBOW LAKE, MN

**Score:** 40/100

| Field | Value |
|---|---|
| Bank | First-Citizens Bank & Trust Company |
| Change | Branch sold |
| FDIC description | Branch Sold |
| Office | ELBOW LAKE BRANCH |
| Address | 14 CENTRAL AVE S, ELBOW LAKE, MN, 56531 |
| Service type | FULL SERVICE - BRICK AND MORTAR |
| Regulator | FDIC |
| Effective | 2026-09-08 |
| Processed by FDIC | 2026-10-27 |

## Why this score
- Street address on record.

Source: FDIC BankFind Suite structure-change history (api.fdic.gov) (https://banks.data.fdic.gov/bankfind-suite/bankfind/details/11063). Last refreshed: 2026-11-03T05:10:32.981Z.
From the FDIC BankFind structure-change history. Changes appear when the FDIC processes them, which can lag the effective date. A closing or merger is a structural record, not a statement about a bank's condition; verify against the FDIC source.