# Heritage Bank National Association: Branch closing (Sioux Falls Branch), SIOUX FALLS, SD

**Score:** 65/100

| Field | Value |
|---|---|
| Bank | Heritage Bank National Association |
| Change | Branch closing |
| FDIC description | Branch Closing |
| Office | SIOUX FALLS BRANCH |
| Address | 140 N PHILLIPS AVE, SIOUX FALLS, SD, 57104 |
| Service type | FULL SERVICE - BRICK AND MORTAR |
| Regulator | OCC |
| Effective | 2026-09-11 |
| Processed by FDIC | 2026-09-18 |

## Why this score
- Branch closing: a direct trigger for nearby vendors and competitors.
- Street address on record.

Source: FDIC BankFind Suite structure-change history (api.fdic.gov) (https://banks.data.fdic.gov/bankfind-suite/bankfind/details/19254). Last refreshed: 2026-11-04T06:03:40.772Z.
From the FDIC BankFind structure-change history. Changes appear when the FDIC processes them, which can lag the effective date. A closing or merger is a structural record, not a statement about a bank's condition; verify against the FDIC source.