# Baycel (Bay City, TX): no major change, assets +2.1% to $92,217,308

**Score:** 20/100

| Field | Value |
|---|---|
| Credit union | Baycel |
| Charter number | 15563 |
| Location | 2320 6th St, Bay City, TX, 77414-5240 |
| Charter | Federal credit union |
| Change | No major change |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $92,217,308 (2.1% QoQ) |
| Loans | $35,812,113 (-1% QoQ) |
| Shares and deposits | $71,885,318 |
| Members | 5479 (-16) |
| Delinquency rate | 1.01% (was 0.77%) |
| Loan-to-share | 49.8% |

## Why this score


Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=15563). Last refreshed: 2026-11-04T21:50:43.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.