# Element (Charleston, WV): assets down 3%+ in the quarter, assets -7.4% to $47,250,057

**Score:** 35/100

| Field | Value |
|---|---|
| Credit union | Element |
| Charter number | 23162 |
| Location | 3418 Maccorkle Ave Se, Charleston, WV, 25304 |
| Charter | Federal credit union |
| Change | Assets down 3%+ in the quarter |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $47,250,057 (-7.4% QoQ) |
| Loans | $28,580,471 (-2.6% QoQ) |
| Shares and deposits | $36,583,223 |
| Members | 4375 (-26) |
| Delinquency rate | 1.38% (was 1.44%) |
| Loan-to-share | 78.1% |

## Why this score
- Assets down 7.4% in one quarter.

Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=23162). Last refreshed: 2026-10-28T20:50:16.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.