# Essential (Baton Rouge, LA): no major change, assets +1% to $434,236,435

**Score:** 28/100

| Field | Value |
|---|---|
| Credit union | Essential |
| Charter number | 68736 |
| Location | Po Box  66278, Baton Rouge, LA, 70896 |
| Charter | State-chartered (federally insured) |
| Change | No major change |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $434,236,435 (1% QoQ) |
| Loans | $349,378,706 (1.7% QoQ) |
| Shares and deposits | $362,399,360 |
| Members | 31430 (+312) |
| Delinquency rate | 1.45% (was 1.12%) |
| Loan-to-share | 96.4% |

## Why this score
- Over $100M in assets.

Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=68736). Last refreshed: 2026-10-28T20:50:16.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.