# Gratiot Community (Alma, MI): no major change, assets -1.3% to $59,732,308

**Score:** 20/100

| Field | Value |
|---|---|
| Credit union | Gratiot Community |
| Charter number | 61986 |
| Location | 211 W Center St, Alma, MI, 48801-2206 |
| Charter | State-chartered (federally insured) |
| Change | No major change |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $59,732,308 (-1.3% QoQ) |
| Loans | $40,838,968 (4.3% QoQ) |
| Shares and deposits | $53,084,582 |
| Members | 6667 (-14) |
| Delinquency rate | 0.32% (was 0.16%) |
| Loan-to-share | 76.9% |

## Why this score


Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=61986). Last refreshed: 2026-10-28T20:50:16.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.