# Hema (Silver Spring, MD): no major change, assets -1.1% to $16,652,271

**Score:** 20/100

| Field | Value |
|---|---|
| Credit union | Hema |
| Charter number | 19514 |
| Location | 8701 Georgia Ave Ste 407, Silver Spring, MD, 20910-3713 |
| Charter | Federal credit union |
| Change | No major change |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $16,652,271 (-1.1% QoQ) |
| Loans | $6,919,145 (-0.4% QoQ) |
| Shares and deposits | $14,994,363 |
| Members | 1771 (-16) |
| Delinquency rate | 0.58% (was 0.77%) |
| Loan-to-share | 46.1% |

## Why this score


Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=19514). Last refreshed: 2026-10-28T20:50:16.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.