# Hometown (Kulm, ND): delinquency rising, assets +1.8% to $223,136,566

**Score:** 58/100

| Field | Value |
|---|---|
| Credit union | Hometown |
| Charter number | 61648 |
| Location | Po Box 310, Kulm, ND, 58456 |
| Charter | State-chartered (federally insured) |
| Change | Delinquency rising |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $223,136,566 (1.8% QoQ) |
| Loans | $178,425,400 (4.6% QoQ) |
| Shares and deposits | $181,963,271 |
| Members | 3371 (-1) |
| Delinquency rate | 6.81% (was 3.05%) |
| Loan-to-share | 98.1% |

## Why this score
- Delinquency up to 6.81% from 3.05%.
- Over $100M in assets.

Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=61648). Last refreshed: 2026-10-28T20:50:16.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.