# Howard County Education (Ellicott City, MD): no major change, assets -0.8% to $24,987,253

**Score:** 20/100

| Field | Value |
|---|---|
| Credit union | Howard County Education |
| Charter number | 8642 |
| Location | 3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043-4178 |
| Charter | Federal credit union |
| Change | No major change |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $24,987,253 (-0.8% QoQ) |
| Loans | $15,364,311 (-0.8% QoQ) |
| Shares and deposits | $22,114,047 |
| Members | 4062 (+156) |
| Delinquency rate | 2.76% (was 3.21%) |
| Loan-to-share | 69.5% |

## Why this score


Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=8642). Last refreshed: 2026-10-28T20:50:16.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.