# Hsm (Hickory, NC): assets down 3%+ in the quarter, assets -5.9% to $5,459,715

**Score:** 35/100

| Field | Value |
|---|---|
| Credit union | Hsm |
| Charter number | 22740 |
| Location | Po Box 128, Hickory, NC, 28603 |
| Charter | Federal credit union |
| Change | Assets down 3%+ in the quarter |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $5,459,715 (-5.9% QoQ) |
| Loans | $4,182,393 (-0.2% QoQ) |
| Shares and deposits | $4,630,980 |
| Members | 2120 (-17) |
| Delinquency rate | 0.8% (was 0.64%) |
| Loan-to-share | 90.3% |

## Why this score
- Assets down 5.9% in one quarter.

Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=22740). Last refreshed: 2026-10-28T20:50:16.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.