# Southern (Chattanooga, TN): delinquency rising, assets -0.7% to $18,076,043

**Score:** 50/100

| Field | Value |
|---|---|
| Credit union | Southern |
| Charter number | 66980 |
| Location | 508 National Ave, Chattanooga, TN, 37404 |
| Charter | State-chartered (federally insured) |
| Change | Delinquency rising |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $18,076,043 (-0.7% QoQ) |
| Loans | $7,310,795 (0.3% QoQ) |
| Shares and deposits | $15,910,211 |
| Members | 1606 (-26) |
| Delinquency rate | 3.48% (was 1.55%) |
| Loan-to-share | 46% |

## Why this score
- Delinquency up to 3.48% from 1.55%.

Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=66980). Last refreshed: 2026-11-04T21:50:43.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.