# Spectra (Alexandria, VA): no major change, assets -1.5% to $544,414,197

**Score:** 28/100

| Field | Value |
|---|---|
| Credit union | Spectra |
| Charter number | 5380 |
| Location | 5440 Cherokee Ave Ste 200, Alexandria, VA, 22312 |
| Charter | Federal credit union |
| Change | No major change |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $544,414,197 (-1.5% QoQ) |
| Loans | $337,600,198 (-1.9% QoQ) |
| Shares and deposits | $458,759,421 |
| Members | 31519 (+878) |
| Delinquency rate | 1.85% (was 1.39%) |
| Loan-to-share | 73.6% |

## Why this score
- Over $100M in assets.

Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=5380). Last refreshed: 2026-10-28T20:50:16.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.