# Tct (Ballston Spa, NY): no major change, assets +1.2% to $295,618,825

**Score:** 28/100

| Field | Value |
|---|---|
| Credit union | Tct |
| Charter number | 12957 |
| Location | 416 Rowland St, Ballston Spa, NY, 12020 |
| Charter | Federal credit union |
| Change | No major change |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $295,618,825 (1.2% QoQ) |
| Loans | $215,065,021 (0.8% QoQ) |
| Shares and deposits | $267,304,654 |
| Members | 14593 (-14) |
| Delinquency rate | 0.65% (was 0.25%) |
| Loan-to-share | 80.5% |

## Why this score
- Over $100M in assets.

Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=12957). Last refreshed: 2026-11-04T21:50:43.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.