# United Financial (Saginaw, MI): delinquency rising, assets +2.8% to $360,074,039

**Score:** 58/100

| Field | Value |
|---|---|
| Credit union | United Financial |
| Charter number | 61657 |
| Location | P.O. Box 6430, Saginaw, MI, 48608 |
| Charter | State-chartered (federally insured) |
| Change | Delinquency rising |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $360,074,039 (2.8% QoQ) |
| Loans | $218,137,003 (1.9% QoQ) |
| Shares and deposits | $325,723,924 |
| Members | 21552 (-158) |
| Delinquency rate | 1.03% (was 0.4%) |
| Loan-to-share | 67% |

## Why this score
- Delinquency up to 1.03% from 0.4%.
- Over $100M in assets.

Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=61657). Last refreshed: 2026-10-28T20:50:16.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.