# Xcel (Bloomfield, NJ): no major change, assets -0.1% to $185,842,392

**Score:** 28/100

| Field | Value |
|---|---|
| Credit union | Xcel |
| Charter number | 16218 |
| Location | 1460 Broad St, Bloomfield, NJ, 07003 |
| Charter | Federal credit union |
| Change | No major change |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $185,842,392 (-0.1% QoQ) |
| Loans | $125,827,263 (1.6% QoQ) |
| Shares and deposits | $167,937,085 |
| Members | 12063 (+54) |
| Delinquency rate | 0.99% (was 1.27%) |
| Loan-to-share | 74.9% |

## Why this score
- Over $100M in assets.

Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) (https://mapping.ncua.gov/ResearchCreditUnion?charterNumber=16218). Last refreshed: 2026-10-28T20:50:16.711Z.
Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.