# Merger Transactions

**Action Urgency Score:** 55/100

| Field | Value |
|---|---|
| Agency | Federal Deposit Insurance Corporation |
| Type | Proposed rule |
| Action | Notice of proposed rulemaking. |
| Published | 2026-09-22 |
| Comments close | 2026-11-23 |
| Significant | No |
| CFR parts | 12 CFR 303, 12 CFR 314, 12 CFR 333 |
| Summary | The Federal Deposit Insurance Corporation (FDIC) is inviting comment on a proposed rule that would fundamentally reform important aspects of the FDIC's approach to processing and evaluating merger transactions subject to the Bank Merger Act (BMA). Notable reforms under the proposed rule would include: accounting for credit unions and centrally booked deposits in the initial competitive effects analysis; establishing a letter filing process with "deemed approval" for "de minimis merger transactions;" tailoring other merger filing requirements to reduce burden and processing times based on the s |
| Document number | 2026-19308 |

## Why this score
- Comment deadline within 30 days.

Source: Federal Register API (Office of the Federal Register) (https://www.federalregister.gov/documents/2026/09/22/2026-19308/merger-transactions). Last refreshed: 2026-11-04T09:17:43.641Z.
Data from the Federal Register API; the published Federal Register document is authoritative. Informational only, not legal advice.