# State Bank Parity

**Action Urgency Score:** 55/100

| Field | Value |
|---|---|
| Agency | Federal Deposit Insurance Corporation |
| Type | Proposed rule |
| Action | Notice of proposed rulemaking. |
| Published | 2026-09-22 |
| Comments close | 2026-11-23 |
| Significant | No |
| CFR parts | 12 CFR 331 |
| Summary | The FDIC is proposing amendments to its regulations to recognize parity between out-of-State State banks and national banks concerning the application of host State laws when State banks provide services outside of their chartering State. Under the proposed rule, when host State laws do not apply to a national bank, those laws would similarly not apply to an out-of-State State bank providing services in the host State with or without a branch. Specifically, the amendments would provide that, for purposes of section 24(j) of the Federal Deposit Insurance Act, the laws of a host State apply to a |
| Document number | 2026-19310 |

## Why this score
- Comment deadline within 30 days.

Source: Federal Register API (Office of the Federal Register) (https://www.federalregister.gov/documents/2026/09/22/2026-19310/state-bank-parity). Last refreshed: 2026-11-04T09:17:43.641Z.
Data from the Federal Register API; the published Federal Register document is authoritative. Informational only, not legal advice.