# Large-Bank Deposit Insurance Determination Modernization

**Action Urgency Score:** 35/100

| Field | Value |
|---|---|
| Agency | Federal Deposit Insurance Corporation |
| Type | Proposed rule |
| Action | Notice of proposed rulemaking and request for comment. |
| Published | 2026-11-04 |
| Comments close | 2027-01-04 |
| Significant | No |
| CFR parts | 12 CFR 314, 12 CFR 360, 12 CFR 370 |
| Summary | The FDIC is seeking comment on a proposal that would: remove the regulation regarding recordkeeping for timely deposit insurance determination; revise the regulation regarding large-bank deposit insurance determination modernization to modify the requirements that, following rescission of the preceding regulation, would generally apply to institutions currently subject to the preceding regulation, with certain modifications, and clarify its requirements to better align the burdens of the rule with the benefits; and revise the regulation regarding indexing of specified regulatory thresholds to  |
| Document number | 2026-22495 |

## Why this score
- Upcoming deadline.

Source: Federal Register API (Office of the Federal Register) (https://www.federalregister.gov/documents/2026/11/04/2026-22495/large-bank-deposit-insurance-determination-modernization). Last refreshed: 2026-11-04T21:40:49.974Z.
Data from the Federal Register API; the published Federal Register document is authoritative. Informational only, not legal advice.