# Suretyship and Guaranty; Segregated Deposit and Collateral

**Action Urgency Score:** 30/100

| Field | Value |
|---|---|
| Agency | National Credit Union Administration |
| Type | Final rule |
| Action | Final rule. |
| Published | 2026-08-06 |
| Effective | 2026-09-08 |
| Significant | No |
| CFR parts | 12 CFR 701 |
| Summary | The NCUA Board (Board) is amending its regulations to eliminate prescriptive segregated deposit and collateral requirements for suretyship and guaranty agreements. By removing these requirements, the Board is authorizing federally insured credit unions (FICUs) acting as sureties and guarantors to design products that address member needs while maintaining safety and soundness standards. Federal credit unions (FCUs), and federally insured, state-chartered credit unions (FISCUs) if permitted under state law to act as a surety or guarantor, continue to be subject to other requirements related to  |
| Document number | 2026-16027 |

## Why this score
- Final rule.

Source: Federal Register API (Office of the Federal Register) (https://www.federalregister.gov/documents/2026/08/06/2026-16027/suretyship-and-guaranty-segregated-deposit-and-collateral). Last refreshed: 2026-11-04T09:17:43.641Z.
Data from the Federal Register API; the published Federal Register document is authoritative. Informational only, not legal advice.