# Third-Party Servicing of Indirect Vehicle Loans

**Action Urgency Score:** 30/100

| Field | Value |
|---|---|
| Agency | National Credit Union Administration |
| Type | Final rule |
| Action | Final rule. |
| Published | 2026-08-06 |
| Effective | 2026-09-08 |
| Significant | No |
| CFR parts | 12 CFR 701, 12 CFR 741, 12 CFR 746 |
| Summary | The NCUA Board (Board) is issuing a final rule removing NCUA's unnecessarily prescriptive regulation regarding third-party servicing of indirect vehicle loans. This action will reduce regulatory burden and provide federally insured credit unions (FICUs) with greater operational flexibility, consistent with a principles-based supervisory approach. The intent is to reduce administrative costs and compliance complexity, enabling credit unions to serve their members more efficiently. |
| Document number | 2026-16029 |

## Why this score
- Final rule.

Source: Federal Register API (Office of the Federal Register) (https://www.federalregister.gov/documents/2026/08/06/2026-16029/third-party-servicing-of-indirect-vehicle-loans). Last refreshed: 2026-11-04T09:17:43.641Z.
Data from the Federal Register API; the published Federal Register document is authoritative. Informational only, not legal advice.