# Member Business Loans; Commercial Lending

**Action Urgency Score:** 45/100

| Field | Value |
|---|---|
| Agency | National Credit Union Administration |
| Type | Final rule |
| Action | Interim final rule; request for comments. |
| Published | 2026-11-04 |
| Effective | 2026-11-04 |
| Comments close | 2027-01-04 |
| Significant | No |
| CFR parts | 12 CFR 723 |
| Summary | The NCUA Board (Board) is amending its regulations governing member business loans and commercial lending. This interim final rule eliminates an outdated, transitional provision that is no longer necessary. This action is necessary to reduce regulatory complexity and improve the clarity of the NCUA's regulations. The intended effect is to enhance clarity and simplify compliance for federally insured credit unions (FICUs). |
| Document number | 2026-22537 |

## Why this score
- Upcoming deadline.
- Final rule.

Source: Federal Register API (Office of the Federal Register) (https://www.federalregister.gov/documents/2026/11/04/2026-22537/member-business-loans-commercial-lending). Last refreshed: 2026-11-04T09:17:43.641Z.
Data from the Federal Register API; the published Federal Register document is authoritative. Informational only, not legal advice.