# Community Reinvestment Act Regulations

**Action Urgency Score:** 20/100

| Field | Value |
|---|---|
| Agency | Treasury Department; Comptroller of the Currency; Federal Deposit Insurance Corporation |
| Type | Proposed rule |
| Action | Notice of proposed rulemaking. |
| Published | 2026-08-12 |
| Comments close | 2026-10-13 |
| Significant | No |
| CFR parts | 12 CFR 5, 12 CFR 24, 12 CFR 25, 12 CFR 35, 12 CFR 345 |
| Summary | The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) are proposing to amend their Community Reinvestment Act rules by making certain substantive, technical, and process-oriented changes to refocus on the statutory objective of encouraging banks to meet the credit needs of their communities; to better ensure that community development grants reach the communities they are intended to benefit; to reduce unnecessary burden, particularly for community banks; and to provide greater clarity for how to obtain CRA consideration. The OCC and the FDIC  |
| Document number | 2026-16454 |

## Why this score


Source: Federal Register API (Office of the Federal Register) (https://www.federalregister.gov/documents/2026/08/12/2026-16454/community-reinvestment-act-regulations). Last refreshed: 2026-11-04T21:40:49.974Z.
Data from the Federal Register API; the published Federal Register document is authoritative. Informational only, not legal advice.