# Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks

**Action Urgency Score:** 30/100

| Field | Value |
|---|---|
| Agency | Treasury Department; Comptroller of the Currency; Federal Reserve System; Federal Deposit Insurance Corporation |
| Type | Final rule |
| Action | Joint interim final rule and request for comments. |
| Published | 2026-09-14 |
| Effective | 2026-09-14 |
| Comments close | 2026-10-14 |
| Significant | No |
| CFR parts | 12 CFR 4, 12 CFR 208, 12 CFR 211, 12 CFR 337, 12 CFR 347 |
| Summary | The OCC, Board, and FDIC (collectively, the Agencies) are jointly issuing and requesting public comment on an interim final rule to implement section 903 of the 21st Century ROAD to Housing Act. The interim final rule raises the asset threshold for certain supervised institutions with less than $6 billion in total assets to qualify for an 18-month on-site examination cycle. The interim final rule also makes parallel changes to the Agencies' regulations governing the on- site examination cycle for U.S. branches and agencies of foreign banks, consistent with the International Banking Act of 1978 |
| Document number | 2026-18766 |

## Why this score
- Final rule.

Source: Federal Register API (Office of the Federal Register) (https://www.federalregister.gov/documents/2026/09/14/2026-18766/expanded-examination-cycle-for-certain-small-insured-depository-institutions-and-us-branches-and). Last refreshed: 2026-11-04T21:40:49.974Z.
Data from the Federal Register API; the published Federal Register document is authoritative. Informational only, not legal advice.