# G.E.M. Educare Operations LLC, Westford MA: $1,620,000 SBA 7(a) loan approved 2026-04-17

**Fresh Capital Score:** 45/100

| Field | Value |
|---|---|
| Business | G.E.M. Educare Operations LLC |
| Location | Westford, MA, 01886 |
| County | MIDDLESEX |
| Program | SBA 7(a) |
| Gross approval | $1,620,000 |
| SBA guaranteed | $1,215,000 |
| Approved | 2026-04-17 |
| Lender | The Millyard Bank |
| Term (months) | 120 |
| Industry | Child Care Services |
| NAICS | 624410 |
| Franchise | The Goddard School |
| Business type | CORPORATION |
| Business age | Change of Ownership |
| Jobs supported | 16 |

## Why this score
- Approval of $500K or more.
- Franchise (The Goddard School).

Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data (https://data.sba.gov/dataset/7a-504-foia). Last refreshed: 2026-11-04T01:29:00.118Z.
Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.