# Joseph Cerami & Associates Ltd., HAMPTON BAYS NY: $220,000 SBA 7(a) loan approved 2026-07-06

**Fresh Capital Score:** 50/100

| Field | Value |
|---|---|
| Business | Joseph Cerami & Associates Ltd. |
| Location | HAMPTON BAYS, NY, 11946 |
| County | SUFFOLK |
| Program | SBA 7(a) |
| Gross approval | $220,000 |
| SBA guaranteed | $110,000 |
| Approved | 2026-07-06 |
| Lender | Manufacturers and Traders Trust Company |
| Term (months) | 84 |
| Industry | Architectural Services |
| NAICS | 541310 |
| Business type | CORPORATION |
| Business age | New Business or 2 years or less |
| Jobs supported | 7 |

## Why this score
- Approval of $220,000.
- Approved within 90 days of the latest SBA release.
- New business: still buying services and equipment.

Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data (https://data.sba.gov/dataset/7a-504-foia). Last refreshed: 2026-11-04T01:29:00.118Z.
Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.