# Joseph's Heating and Air, Inc., RICHMOND KY: $140,900 SBA 7(a) loan approved 2026-06-24

**Fresh Capital Score:** 30/100

| Field | Value |
|---|---|
| Business | Joseph's Heating and Air, Inc. |
| Location | RICHMOND, KY, 40475 |
| County | MADISON |
| Program | SBA 7(a) |
| Gross approval | $140,900 |
| SBA guaranteed | $70,450 |
| Approved | 2026-06-24 |
| Lender | Community Trust Bank, Inc. |
| Term (months) | 240 |
| Industry | Plumbing, Heating, and Air-Conditioning Contractors |
| NAICS | 238220 |
| Business type | CORPORATION |
| Business age | Existing or more than 2 years old |
| Jobs supported | 4 |

## Why this score
- Approval of $140,900.

Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data (https://data.sba.gov/dataset/7a-504-foia). Last refreshed: 2026-11-04T01:29:00.118Z.
Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.