# JOYI HOLDINGS, LLC, SEATTLE WA: $312,000 SBA 7(a) loan approved 2026-02-17

**Fresh Capital Score:** 45/100

| Field | Value |
|---|---|
| Business | JOYI HOLDINGS, LLC |
| Location | SEATTLE, WA, 98144 |
| County | KING |
| Program | SBA 7(a) |
| Gross approval | $312,000 |
| SBA guaranteed | $234,000 |
| Approved | 2026-02-17 |
| Lender | The Huntington National Bank |
| Term (months) | 120 |
| Industry | Plumbing, Heating, and Air-Conditioning Contractors |
| NAICS | 238220 |
| Franchise | One Hour Air Conditioning & Heating |
| Business type | CORPORATION |
| Business age | Startup, Loan Funds will Open Business |
| Jobs supported | 4 |

## Why this score
- Approval of $312,000.
- New business: still buying services and equipment.
- Franchise (One Hour Air Conditioning & Heating).

Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data (https://data.sba.gov/dataset/7a-504-foia). Last refreshed: 2026-11-04T01:29:00.118Z.
Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.