# Pond Nine Academy Inc., JACKSONVILLE BEACH FL: $3,576,000 SBA 7(a) loan approved 2026-07-13

**Fresh Capital Score:** 85/100

| Field | Value |
|---|---|
| Business | Pond Nine Academy Inc. |
| Location | JACKSONVILLE BEACH, FL, 32250 |
| County | DUVAL |
| Program | SBA 7(a) |
| Gross approval | $3,576,000 |
| SBA guaranteed | $2,682,000 |
| Approved | 2026-07-13 |
| Lender | First Bank of the Lake |
| Term (months) | 132 |
| Industry | Child Care Services |
| NAICS | 624410 |
| Franchise | Celebree School |
| Business type | CORPORATION |
| Business age | Startup, Loan Funds will Open Business |
| Jobs supported | 25 |

## Why this score
- Approval of $2M or more: major new capital.
- Approved within 90 days of the latest SBA release.
- New business: still buying services and equipment.
- Franchise (Celebree School).
- 25 jobs supported.

Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data (https://data.sba.gov/dataset/7a-504-foia). Last refreshed: 2026-11-04T01:29:00.118Z.
Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.
