# SMART SHOP 12 INC, Lexington NC: $2,309,000 SBA 504 loan approved 2026-03-13

**Fresh Capital Score:** 55/100

| Field | Value |
|---|---|
| Business | SMART SHOP 12 INC |
| Location | Lexington, NC, 27292 |
| County | DAVIDSON |
| Program | SBA 504 |
| Gross approval | $2,309,000 |
| Approved | 2026-03-13 |
| Lender | Carolina Business Capital, Inc. |
| Third-party lender | Atlantic Union Bank |
| Term (months) | 300 |
| Industry | Gasoline Stations with Convenience Stores |
| NAICS | 457110 |
| Franchise | Cary Oil Company Inc - Complete Contract of Sale (Branded) |
| Business type | CORPORATION |
| Business age | Existing or more than 2 years old |
| Jobs supported | 6 |

## Why this score
- Approval of $2M or more: major new capital.
- Franchise (Cary Oil Company Inc - Complete Contract of Sale (Branded)).

Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data (https://data.sba.gov/dataset/7a-504-foia). Last refreshed: 2026-11-04T01:29:00.118Z.
Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.