# Thread Lightly LLC, WESTMINSTER MD: $710,300 SBA 7(a) loan approved 2026-07-24

**Fresh Capital Score:** 75/100

| Field | Value |
|---|---|
| Business | Thread Lightly LLC |
| Location | WESTMINSTER, MD, 21157 |
| County | CARROLL |
| Program | SBA 7(a) |
| Gross approval | $710,300 |
| SBA guaranteed | $532,725 |
| Approved | 2026-07-24 |
| Lender | Wells Fargo Bank National Association |
| Term (months) | 126 |
| Industry | Used Merchandise Retailers |
| NAICS | 459510 |
| Franchise | Uptown Cheapskate |
| Business type | CORPORATION |
| Business age | Startup, Loan Funds will Open Business |
| Jobs supported | 21 |

## Why this score
- Approval of $500K or more.
- Approved within 90 days of the latest SBA release.
- New business: still buying services and equipment.
- Franchise (Uptown Cheapskate).
- 21 jobs supported.

Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data (https://data.sba.gov/dataset/7a-504-foia). Last refreshed: 2026-11-04T01:29:00.118Z.
Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.