# VIP Heating & Cooling, Inc., CHICAGO IL: $157,000 SBA 504 loan approved 2026-07-21

**Fresh Capital Score:** 40/100

| Field | Value |
|---|---|
| Business | VIP Heating & Cooling, Inc. |
| Location | CHICAGO, IL, 60638 |
| County | COOK |
| Program | SBA 504 |
| Gross approval | $157,000 |
| Approved | 2026-07-21 |
| Lender | SomerCor 504, Inc. |
| Third-party lender | St. Charles Bank & Trust Company, National Association |
| Term (months) | 300 |
| Industry | Plumbing, Heating, and Air-Conditioning Contractors |
| NAICS | 238220 |
| Business type | CORPORATION |
| Business age | Existing or more than 2 years old |
| Jobs supported | 3 |

## Why this score
- Approval of $157,000.
- Approved within 90 days of the latest SBA release.

Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data (https://data.sba.gov/dataset/7a-504-foia). Last refreshed: 2026-11-04T01:29:00.118Z.
Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.