# ZEM Holdings LLC, Philadelphia PA: $387,000 SBA 504 loan approved 2026-04-15

**Fresh Capital Score:** 30/100

| Field | Value |
|---|---|
| Business | ZEM Holdings LLC |
| Location | Philadelphia, PA, 19131 |
| County | PHILADELPHIA |
| Program | SBA 504 |
| Gross approval | $387,000 |
| Approved | 2026-04-15 |
| Lender | Empire State Certified Development Corporation |
| Third-party lender | Fulton Bank, National Association |
| Term (months) | 300 |
| Industry | Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers |
| NAICS | 423310 |
| Business type | CORPORATION |
| Business age | Existing or more than 2 years old |
| Jobs supported | 2 |

## Why this score
- Approval of $387,000.

Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data (https://data.sba.gov/dataset/7a-504-foia). Last refreshed: 2026-11-04T01:29:00.118Z.
Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.