# Spinnaker Insurance Company: Texas commercial multi peril filing, +1.8% overall rate change (received 2026-10-27)

**Score:** 60/100

| Field | Value |
|---|---|
| Insurer | Spinnaker Insurance Company |
| Line | Multi Peril / Commercial Multi Peril |
| Product | Coterie BOP |
| Overall rate change | +1.8% |
| Received by TDI | 2026-10-27 |
| Effective for new business | 2027-01-01 |
| Effective for renewals | 2027-04-01 |
| Status | Pending review |
| SERFF tracking number | CIAI-135064334 |

## Why this score
- Rate increase of 1.8%.
- Still under TDI review.
- Commercial line.

Source: Texas Department of Insurance property and casualty rate filings (data.texas.gov) (https://data.texas.gov/d/ittv-5xew). Last refreshed: 2026-11-04T06:08:36.983Z.
From the Texas Department of Insurance rate filing data, as posted. The overall rate change is the filer's statewide figure and individual policies can move more or less; many filings change rules or forms with no rate change. Filings may be amended after review. Check the SERFF filing before relying on it.