# Arbor Reciprocal Exchange Company: Texas homeowners filing, -8.9% overall rate change (received 2026-07-14)

**Score:** 30/100

| Field | Value |
|---|---|
| Insurer | Arbor Reciprocal Exchange Company |
| Line | Homeowners |
| Product | Texas Homeowners Program |
| Overall rate change | -8.9% |
| Received by TDI | 2026-07-14 |
| Effective for new business | 2026-07-15 |
| Effective for renewals | 2026-07-15 |
| Status | Reviewed and closed |
| SERFF tracking number | PERR-135015791 |

## Why this score
- Rate decrease of -8.9%: a carrier competing for share.

Source: Texas Department of Insurance property and casualty rate filings (data.texas.gov) (https://data.texas.gov/d/ittv-5xew). Last refreshed: 2026-11-04T06:08:36.983Z.
From the Texas Department of Insurance rate filing data, as posted. The overall rate change is the filer's statewide figure and individual policies can move more or less; many filings change rules or forms with no rate change. Filings may be amended after review. Check the SERFF filing before relying on it.