# St. Paul Guardian Insurance Company: Texas identity theft insurance filing, no overall rate change (received 2026-09-18)

**Score:** 35/100

| Field | Value |
|---|---|
| Insurer | St. Paul Guardian Insurance Company |
| Line | Identity Theft / Identity Theft Insurance |
| Product | Travelers Wrap 2.0 Identity Fraud Rate/Rule Filing 2026-01-0745-ID-R |
| Overall rate change | 0.0% |
| Received by TDI | 2026-09-18 |
| Effective for new business | 2028-02-01 |
| Effective for renewals | 2028-02-01 |
| Status | Pending review |
| SERFF tracking number | TRVD-G135045314 |

## Why this score
- Still under TDI review.

Source: Texas Department of Insurance property and casualty rate filings (data.texas.gov) (https://data.texas.gov/d/ittv-5xew). Last refreshed: 2026-11-04T06:08:36.983Z.
From the Texas Department of Insurance rate filing data, as posted. The overall rate change is the filer's statewide figure and individual policies can move more or less; many filings change rules or forms with no rate change. Filings may be amended after review. Check the SERFF filing before relying on it.