[Research](/research) / CreditUnionChangePulse

# Credit Union Quarterly Changes, Mergers & New Charters (NCUA Call Reports): 2026 statistics from 2,788 public records

**Texas leads with 236 of 2,788 records (8.5%), ahead of California with 174 (6.2%) (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)).**

Data as of 2026-10-28 · Compiled by Zalwin from NCUA 5300 Call Report quarterly data files (National Credit Union Administration) Copy citation

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## Key findings

- Zalwin's CreditUnionChangePulse dataset holds 2,788 CreditUnionChangePulse records dated 2026-03-31 to 2026-06-30 (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). [#](#finding-1)
- Texas leads with 236 of 2,788 records (8.5%), ahead of California with 174 (6.2%) (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). [#](#finding-2)
- The most common change is No major change: 2,126 of 2,788 records (76.3%) (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). [#](#finding-3)
- Across 2,788 records with a stated assets, the total is $1,721,771,598,905 and the median is $82,699,669; the largest is $59,971,279,455 (State Employees' (Raleigh, NC)) (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). [#](#finding-4)
- The top 10% of records by assets (279 of 2,788) account for 74.4% of the total (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). [#](#finding-5)
- In Texas, the leading change is No major change with 185 of 236 records (78.4%) (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). [#](#finding-6)

## CreditUnionChangePulse records by state

| Group | Records | Share | Total assets |
|---|---|---|---|
| Texas | 236 | 8.5% | $126,081,823,444 |
| California | 174 | 6.2% | $262,782,757,121 |
| Pennsylvania | 172 | 6.2% | $68,279,126,814 |
| New York | 163 | 5.8% | $114,809,763,935 |
| Ohio | 135 | 4.8% | $36,863,395,845 |
| Michigan | 118 | 4.2% | $72,971,599,309 |
| Illinois | 108 | 3.9% | $61,736,070,618 |
| Louisiana | 78 | 2.8% | $13,315,918,275 |
| New Jersey | 76 | 2.7% | $9,283,924,662 |
| Indiana | 74 | 2.7% | $34,148,976,072 |
| Wisconsin | 73 | 2.6% | $66,036,700,306 |
| Massachusetts | 68 | 2.4% | $30,930,250,236 |
| Tennessee | 68 | 2.4% | $36,556,970,425 |
| Virginia | 67 | 2.4% | $78,246,380,765 |
| Florida | 66 | 2.4% | $85,137,591,407 |

## CreditUnionChangePulse records by change

| Group | Records | Share | Total assets |
|---|---|---|---|
| No major change | 2,126 | 76.3% | $1,431,074,198,235 |
| Delinquency rising | 247 | 8.9% | $131,022,082,376 |
| Assets growing 3%+ in the quarter | 203 | 7.3% | $130,842,671,339 |
| Assets down 3%+ in the quarter | 185 | 6.6% | $26,161,877,932 |
| Stopped filing (merged or liquidated) | 23 | 0.8% | $1,086,571,571 |
| Charter conversion (new charter number) | 4 | 0.1% | $1,584,197,452 |

## Methodology and data provenance

- Sample: 2,788 public records dated 2026-03-31 to 2026-06-30; illustrative samples excluded.

- Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration). Refreshed automatically about every 168 hours; figures above are as of 2026-10-28.

- Shares are of all records in the dataset; totals and medians use only records with a stated assets.

- Organization-level data only. Informational; verify individual records at the official source.

### Cite this study

Zalwin Research, "CreditUnionChangePulse statistics" (data as of 2026-10-28), https://zalwin.com/research/creditunionchangepulse

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