Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act

Federal Deposit Insurance Corporation: Implementing the 21st Century ROAD to Housing Act. Dated 65 days ago, it serves as a historical benchmark. Score 30/100. As of 2026-11-04, from Federal Register API (Office of the Federal Register).

Data as of · Compiled by Zalwin from Federal Register API (Office of the Federal Register)

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FieldValue
AgencyFederal Deposit Insurance Corporation
TypeFinal rule
ActionInterim final rule and request for comment.
Published2026-09-01
Effective2026-09-01
Comments close2026-10-01
SignificantNo
CFR parts12 CFR 337
SummaryThe Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which took effect on July 11, 2026. The FDIC is also providing certain clarifications regarding the reciprocal deposit framework to facilitate and simplify compliance. The FDIC invites public comment on this interim final rule.
Document number2026-17865
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  • Source agency: Federal Register API (Office of the Federal Register)
  • Record date: 2026-09-01
  • Data refreshed: 2026-11-04
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LIVE PUBLIC DATA Source: Federal Register API (Office of the Federal Register) · Last refreshed: Wed, 04 Nov 2026 21:40:49 GMT

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Peer benchmark and outreach value: Federal Deposit Insurance Corporation and 13 federal-deposit-insurance-corporation peers

  • federal-deposit-insurance-corporation FederalRegisterCompliancePulse records like this one: 13
  • Timing: Low: older than 30 days
  • Estimated pipeline if you contact every federal-deposit-insurance-corporation peer: $2,600 (peers × rate × deal size; an estimate from your assumptions, not a forecast)

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30 / 100 Action Urgency Score

  • Final rule.

What is the FederalRegisterCompliancePulse record for Federal Deposit Insurance Corporation?

Federal Deposit Insurance Corporation published a final rule on 2026-09-01, effective 2026-09-01, comments due 2026-10-01: Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act.

How does Federal Deposit Insurance Corporation compare to other FederalRegisterCompliancePulse records?

It is 65 days old; check the official source for later updates before acting. Its Action Urgency Score of 30/100 is modest; treat it as background rather than a priority.

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