BJ Spencer LLC, EDGEWATER MD: $130,000 SBA 7(a) loan approved 2026-09-17
BJ Spencer LLC (Edgewater, Maryland): $130,000 SBA 7(a) loan approved 2026-09-17. Its loan of $130,000 is below the median of $447,000 (9th percentile). Dated 48 days ago, it serves as a historical benchmark. Score 50/100. As of 2026-11-04, from U.S. Small Business Administration 7(a) and 504 FOIA loan data.
Data as of · Compiled by Zalwin from U.S. Small Business Administration 7(a) and 504 FOIA loan data
loan: $130,000 · 9th percentile of 32,327 SbaLoanPulse records · 0.3x the median
Free preview: all 14 published fields of this record are shown below. Locked: 499 related MD SbaLoanPulse records and the 6-column CSV export.
| Field | Value |
|---|---|
| Business | BJ Spencer LLC |
| Location | EDGEWATER, MD, 21037 |
| County | ANNE ARUNDEL |
| Program | SBA 7(a) |
| Gross approval | $130,000 |
| SBA guaranteed | $65,000 |
| Approved | 2026-09-17 |
| Lender | Manufacturers and Traders Trust Company |
| Term (months) | 60 |
| Industry | General Automotive Repair |
| NAICS | 811111 |
| Business type | CORPORATION |
| Business age | Existing or more than 2 years old |
| Jobs supported | 4 |
| loan percentile | 9th of 32,327 (median $447,000, 0.3x median) |
| Peer records CSV (500 MD records) | 🔒 Click to unlock → |
| CRM-ready export with official source URLs | 🔒 Click to unlock → |
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CSV columns: Business · City · State · Industry · Loan · Approved · official source URL
- Source agency: U.S. Small Business Administration 7(a) and 504 FOIA loan data
- Record date: 2026-09-17
- Data refreshed: 2026-11-04
- Refunds on request within 14 days
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LIVE PUBLIC DATA Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data · Last refreshed: Wed, 04 Nov 2026 01:29:00 GMT
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Peer benchmark and outreach value: BJ Spencer LLC and 522 Maryland peers
- Maryland SbaLoanPulse records like this one: 522
- BJ Spencer LLC's loan: 9th percentile of 32,327 records
- Timing: Low: older than 30 days
- Estimated pipeline if you contact every Maryland peer: $104,400 (peers × rate × deal size; an estimate from your assumptions, not a forecast)
50 / 100 Fresh Capital Score
- Approval of $130,000.
- Among the newest approvals in the latest SBA release.
What is the SbaLoanPulse record for BJ Spencer LLC in Edgewater, Maryland?
BJ Spencer LLC (EDGEWATER, MD) was approved for a $130,000 SBA 7(a) loan on 2026-09-17.
How does BJ Spencer LLC compare to other Maryland SbaLoanPulse records?
Its loan of $130,000 is below the median (9th percentile); smaller records often move faster and face less competition. It is 48 days old; check the official source for later updates before acting.
BJ Spencer LLC vs. top 3 peers
| Organization | Location | Approved loans | Percentile | Record date |
|---|---|---|---|---|
| BJ Spencer LLC | EDGEWATER, MD | $130,000 | 9th | 2026-09-17 |
| AVS Repair Inc. | WALDORF, MD | $170,000 | 17th | 2026-09-25 |
| Ella Medical & Wellness, Inc. | KENSINGTON, MD | $280,000 | 33rd | 2026-09-23 |
| JMR Group, LLC A/K/A JMR Group MD, LLC | GAITHERSBURG, MD | $360,000 | 45th | 2026-09-18 |
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Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.