Kerns Spa, 1 Inc., HIGHLAND PARK IL: $2,316,500 SBA 7(a) loan approved 2026-04-08
Kerns Spa, 1 Inc. (Highland Park, Illinois): $2,316,500 SBA 7(a) loan approved 2026-04-08. Its loan of $2,316,500 is above the median of $447,000 (89th percentile). Dated 210 days ago, it serves as a historical benchmark. Score 75/100. As of 2026-11-04, from U.S. Small Business Administration 7(a) and 504 FOIA loan data.
Data as of · Compiled by Zalwin from U.S. Small Business Administration 7(a) and 504 FOIA loan data
loan: $2,316,500 · 89th percentile of 32,327 SbaLoanPulse records · 5.2x the median
Free preview: all 15 published fields of this record are shown below. Locked: 499 related IL SbaLoanPulse records and the 6-column CSV export.
| Field | Value |
|---|---|
| Business | Kerns Spa, 1 Inc. |
| Location | HIGHLAND PARK, IL, 60035 |
| County | LAKE |
| Program | SBA 7(a) |
| Gross approval | $2,316,500 |
| SBA guaranteed | $1,737,375 |
| Approved | 2026-04-08 |
| Lender | FWBank |
| Term (months) | 128 |
| Industry | Other Personal Care Services |
| NAICS | 812199 |
| Franchise | Woodhouse Day Spa / Woodhouse Spa / Woodhouse |
| Business type | CORPORATION |
| Business age | Startup, Loan Funds will Open Business |
| Jobs supported | 25 |
| loan percentile | 89th of 32,327 (median $447,000, 5.2x median) |
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CSV columns: Business · City · State · Industry · Loan · Approved · official source URL
- Source agency: U.S. Small Business Administration 7(a) and 504 FOIA loan data
- Record date: 2026-04-08
- Data refreshed: 2026-11-04
- Refunds on request within 14 days
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LIVE PUBLIC DATA Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data · Last refreshed: Wed, 04 Nov 2026 01:29:00 GMT
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Peer benchmark and outreach value: Kerns Spa, 1 Inc. and 1,090 Illinois peers
- Illinois SbaLoanPulse records like this one: 1,090
- Kerns Spa, 1 Inc.'s loan: 89th percentile of 32,327 records
- Timing: Low: older than 30 days
- Estimated pipeline if you contact every Illinois peer: $218,000 (peers × rate × deal size; an estimate from your assumptions, not a forecast)
75 / 100 Fresh Capital Score
- Approval of $2M or more: major new capital.
- New business: still buying services and equipment.
- Franchise (Woodhouse Day Spa / Woodhouse Spa / Woodhouse).
- 25 jobs supported.
What is the SbaLoanPulse record for Kerns Spa, 1 Inc. in Highland Park, Illinois?
Kerns Spa, 1 Inc. (HIGHLAND PARK, IL) was approved for a $2,316,500 SBA 7(a) loan on 2026-04-08.
How does Kerns Spa, 1 Inc. compare to other Illinois SbaLoanPulse records?
Its loan of $2,316,500 sits in the upper half (89th percentile) of 32,327 records; the median is $447,000. It is 210 days old; check the official source for later updates before acting. Its Fresh Capital Score of 75/100 puts it among the stronger signals in this feed.
Kerns Spa, 1 Inc. vs. top 3 peers
| Organization | Location | Approved loans | Percentile | Record date |
|---|---|---|---|---|
| Kerns Spa, 1 Inc. | HIGHLAND PARK, IL | $2,316,500 | 89th | 2026-04-08 |
| Atlas Car Wash and Detail Services LLC | MUNDELEIN, IL | $3,000,000 | 93rd | 2026-09-25 |
| Tag Team 18, PLLC | MOUNT PROSPECT, IL | $3,200,000 | 94th | 2026-08-06 |
| SB Real Estate Investment I Propco LLC | Chicago, IL | $1,391,000 | 80th | 2026-09-30 |
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Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.