RH Concept IV, LLC, Bay Harbor MI: $150,000 SBA 7(a) loan approved 2026-09-09
RH Concept IV, LLC (Bay Harbor, Michigan): $150,000 SBA 7(a) loan approved 2026-09-09. Its loan of $150,000 is below the median of $447,000 (16th percentile). Dated 57 days ago, it serves as a historical benchmark. Score 60/100. As of 2026-11-04, from U.S. Small Business Administration 7(a) and 504 FOIA loan data.
Data as of · Compiled by Zalwin from U.S. Small Business Administration 7(a) and 504 FOIA loan data
loan: $150,000 · 16th percentile of 32,327 SbaLoanPulse records · 0.3x the median
Free preview: all 14 published fields of this record are shown below. Locked: 499 related MI SbaLoanPulse records and the 6-column CSV export.
| Field | Value |
|---|---|
| Business | RH Concept IV, LLC |
| Location | Bay Harbor, MI, 49770 |
| County | EMMET |
| Program | SBA 7(a) |
| Gross approval | $150,000 |
| SBA guaranteed | $112,500 |
| Approved | 2026-09-09 |
| Lender | 4Front Credit Union |
| Term (months) | 120 |
| Industry | Snack and Nonalcoholic Beverage Bars |
| NAICS | 722515 |
| Business type | CORPORATION |
| Business age | Startup, Loan Funds will Open Business |
| Jobs supported | 4 |
| loan percentile | 16th of 32,327 (median $447,000, 0.3x median) |
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CSV columns: Business · City · State · Industry · Loan · Approved · official source URL
- Source agency: U.S. Small Business Administration 7(a) and 504 FOIA loan data
- Record date: 2026-09-09
- Data refreshed: 2026-11-04
- Refunds on request within 14 days
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LIVE PUBLIC DATA Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data · Last refreshed: Wed, 04 Nov 2026 01:29:00 GMT
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Peer benchmark and outreach value: RH Concept IV, LLC and 887 Michigan peers
- Michigan SbaLoanPulse records like this one: 887
- RH Concept IV, LLC's loan: 16th percentile of 32,327 records
- Timing: Low: older than 30 days
- Estimated pipeline if you contact every Michigan peer: $177,400 (peers × rate × deal size; an estimate from your assumptions, not a forecast)
60 / 100 Fresh Capital Score
- Approval of $150,000.
- Among the newest approvals in the latest SBA release.
- New business: still buying services and equipment.
What is the SbaLoanPulse record for RH Concept IV, LLC in Bay Harbor, Michigan?
RH Concept IV, LLC (Bay Harbor, MI) was approved for a $150,000 SBA 7(a) loan on 2026-09-09.
How does RH Concept IV, LLC compare to other Michigan SbaLoanPulse records?
Its loan of $150,000 is below the median (16th percentile); smaller records often move faster and face less competition. It is 57 days old; check the official source for later updates before acting.
RH Concept IV, LLC vs. top 3 peers
| Organization | Location | Approved loans | Percentile | Record date |
|---|---|---|---|---|
| RH Concept IV, LLC | Bay Harbor, MI | $150,000 | 16th | 2026-09-09 |
| Metro Detroit CSC One, LLC | NOVI, MI | $975,000 | 72nd | 2026-08-13 |
| JLK TREATS LLC | BRIGHTON, MI | $1,163,500 | 76th | 2026-08-25 |
| Bilderbeck Enterprises LLC | MUSKEGON, MI | $1,198,400 | 77th | 2026-09-24 |
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Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.