SMART CHOICE AUTO SALES, INC., GODFREY IL: $1,110,000 SBA 7(a) loan approved 2026-05-14
SMART CHOICE AUTO SALES, INC. (Godfrey, Illinois): $1,110,000 SBA 7(a) loan approved 2026-05-14. Its loan of $1,110,000 is above the median of $447,000 (75th percentile). Dated 175 days ago, it serves as a historical benchmark. Score 40/100. As of 2026-11-04, from U.S. Small Business Administration 7(a) and 504 FOIA loan data.
Data as of · Compiled by Zalwin from U.S. Small Business Administration 7(a) and 504 FOIA loan data
loan: $1,110,000 · 75th percentile of 32,327 SbaLoanPulse records · 2.5x the median
Free preview: all 14 published fields of this record are shown below. Locked: 499 related IL SbaLoanPulse records and the 6-column CSV export.
| Field | Value |
|---|---|
| Business | SMART CHOICE AUTO SALES, INC. |
| Location | GODFREY, IL, 62035 |
| County | MADISON |
| Program | SBA 7(a) |
| Gross approval | $1,110,000 |
| SBA guaranteed | $832,500 |
| Approved | 2026-05-14 |
| Lender | The Bank of Houston |
| Term (months) | 300 |
| Industry | Used Car Dealers |
| NAICS | 441120 |
| Business type | CORPORATION |
| Business age | Change of Ownership |
| Jobs supported | 14 |
| loan percentile | 75th of 32,327 (median $447,000, 2.5x median) |
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CSV columns: Business · City · State · Industry · Loan · Approved · official source URL
- Source agency: U.S. Small Business Administration 7(a) and 504 FOIA loan data
- Record date: 2026-05-14
- Data refreshed: 2026-11-04
- Refunds on request within 14 days
Top SbaLoanPulse records (IL first): BUYBOT CORP., NEW LENOX IL · Rally Packaging Partners Inc., WEST CHICAGO IL · PD Holdings LLC, Streamwood IL · 4424 Liquors, Inc., CHICAGO IL · JAC Stores Inc, Decatur IL · Browse all by state and category →
LIVE PUBLIC DATA Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data · Last refreshed: Wed, 04 Nov 2026 01:29:00 GMT
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Peer benchmark and outreach value: SMART CHOICE AUTO SALES, INC. and 1,090 Illinois peers
- Illinois SbaLoanPulse records like this one: 1,090
- SMART CHOICE AUTO SALES, INC.'s loan: 75th percentile of 32,327 records
- Timing: Low: older than 30 days
- Estimated pipeline if you contact every Illinois peer: $218,000 (peers × rate × deal size; an estimate from your assumptions, not a forecast)
40 / 100 Fresh Capital Score
- Approval of $500K or more.
What is the SbaLoanPulse record for SMART CHOICE AUTO SALES, INC. in Godfrey, Illinois?
SMART CHOICE AUTO SALES, INC. (GODFREY, IL) was approved for a $1,110,000 SBA 7(a) loan on 2026-05-14.
How does SMART CHOICE AUTO SALES, INC. compare to other Illinois SbaLoanPulse records?
Its loan of $1,110,000 sits in the upper half (75th percentile) of 32,327 records; the median is $447,000. It is 175 days old; check the official source for later updates before acting.
SMART CHOICE AUTO SALES, INC. vs. top 3 peers
| Organization | Location | Approved loans | Percentile | Record date |
|---|---|---|---|---|
| SMART CHOICE AUTO SALES, INC. | GODFREY, IL | $1,110,000 | 75th | 2026-05-14 |
| PRIME FUEL LLC | JACKSONVILLE, IL | $975,000 | 72nd | 2026-09-30 |
| JTI OPERATIONS LLC | ZION, IL | $1,288,500 | 78th | 2026-09-29 |
| MaxMart Liquor LLC | ROCKFORD, IL | $800,000 | 67th | 2026-09-30 |
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Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.