XO Bar and Grill, LLC, Saint Clair Shores MI: $677,800 SBA 7(a) loan approved 2026-01-21
XO Bar and Grill, LLC (Saint Clair Shores, Michigan): $677,800 SBA 7(a) loan approved 2026-01-21. Its loan of $677,800 is above the median of $447,000 (63rd percentile). Dated 288 days ago, it serves as a historical benchmark. Score 50/100. As of 2026-11-04, from U.S. Small Business Administration 7(a) and 504 FOIA loan data.
Data as of · Compiled by Zalwin from U.S. Small Business Administration 7(a) and 504 FOIA loan data
loan: $677,800 · 63th percentile of 32,327 SbaLoanPulse records · 1.5x the median
Free preview: all 14 published fields of this record are shown below. Locked: 499 related MI SbaLoanPulse records and the 6-column CSV export.
| Field | Value |
|---|---|
| Business | XO Bar and Grill, LLC |
| Location | Saint Clair Shores, MI, 48082 |
| County | MACOMB |
| Program | SBA 7(a) |
| Gross approval | $677,800 |
| SBA guaranteed | $508,350 |
| Approved | 2026-01-21 |
| Lender | Community Choice CU |
| Term (months) | 300 |
| Industry | Full-Service Restaurants |
| NAICS | 722511 |
| Business type | CORPORATION |
| Business age | New Business or 2 years or less |
| Jobs supported | 2 |
| loan percentile | 63th of 32,327 (median $447,000, 1.5x median) |
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CSV columns: Business · City · State · Industry · Loan · Approved · official source URL
- Source agency: U.S. Small Business Administration 7(a) and 504 FOIA loan data
- Record date: 2026-01-21
- Data refreshed: 2026-11-04
- Refunds on request within 14 days
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LIVE PUBLIC DATA Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data · Last refreshed: Wed, 04 Nov 2026 01:29:00 GMT
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Peer benchmark and outreach value: XO Bar and Grill, LLC and 887 Michigan peers
- Michigan SbaLoanPulse records like this one: 887
- XO Bar and Grill, LLC's loan: 63rd percentile of 32,327 records
- Timing: Low: older than 30 days
- Estimated pipeline if you contact every Michigan peer: $177,400 (peers × rate × deal size; an estimate from your assumptions, not a forecast)
50 / 100 Fresh Capital Score
- Approval of $500K or more.
- New business: still buying services and equipment.
What is the SbaLoanPulse record for XO Bar and Grill, LLC in Saint Clair Shores, Michigan?
XO Bar and Grill, LLC (Saint Clair Shores, MI) was approved for a $677,800 SBA 7(a) loan on 2026-01-21.
How does XO Bar and Grill, LLC compare to other Michigan SbaLoanPulse records?
Its loan of $677,800 sits in the upper half (63th percentile) of 32,327 records; the median is $447,000. It is 288 days old; check the official source for later updates before acting.
XO Bar and Grill, LLC vs. top 3 peers
| Organization | Location | Approved loans | Percentile | Record date |
|---|---|---|---|---|
| XO Bar and Grill, LLC | Saint Clair Shores, MI | $677,800 | 63rd | 2026-01-21 |
| Metro Detroit CSC One, LLC | NOVI, MI | $975,000 | 72nd | 2026-08-13 |
| JLK TREATS LLC | BRIGHTON, MI | $1,163,500 | 76th | 2026-08-25 |
| Bilderbeck Enterprises LLC | MUSKEGON, MI | $1,198,400 | 77th | 2026-09-24 |
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Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.