Research / CreditUnionChangePulse

Credit Union Quarterly Changes, Mergers & New Charters (NCUA Call Reports): 2026 statistics from 2,788 public records

Texas leads with 236 of 2,788 records (8.5%), ahead of California with 174 (6.2%) (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)).

Data as of · Compiled by Zalwin from NCUA 5300 Call Report quarterly data files (National Credit Union Administration)

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Key findings

  1. Zalwin's CreditUnionChangePulse dataset holds 2,788 CreditUnionChangePulse records dated 2026-03-31 to 2026-06-30 (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). #
  2. Texas leads with 236 of 2,788 records (8.5%), ahead of California with 174 (6.2%) (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). #
  3. The most common change is No major change: 2,126 of 2,788 records (76.3%) (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). #
  4. Across 2,788 records with a stated assets, the total is $1,721,771,598,905 and the median is $82,699,669; the largest is $59,971,279,455 (State Employees' (Raleigh, NC)) (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). #
  5. The top 10% of records by assets (279 of 2,788) account for 74.4% of the total (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). #
  6. In Texas, the leading change is No major change with 185 of 236 records (78.4%) (as of 2026-10-28; source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)). #

CreditUnionChangePulse records by state

GroupRecordsShareTotal assets
Texas2368.5%$126,081,823,444
California1746.2%$262,782,757,121
Pennsylvania1726.2%$68,279,126,814
New York1635.8%$114,809,763,935
Ohio1354.8%$36,863,395,845
Michigan1184.2%$72,971,599,309
Illinois1083.9%$61,736,070,618
Louisiana782.8%$13,315,918,275
New Jersey762.7%$9,283,924,662
Indiana742.7%$34,148,976,072
Wisconsin732.6%$66,036,700,306
Massachusetts682.4%$30,930,250,236
Tennessee682.4%$36,556,970,425
Virginia672.4%$78,246,380,765
Florida662.4%$85,137,591,407

CreditUnionChangePulse records by change

GroupRecordsShareTotal assets
No major change2,12676.3%$1,431,074,198,235
Delinquency rising2478.9%$131,022,082,376
Assets growing 3%+ in the quarter2037.3%$130,842,671,339
Assets down 3%+ in the quarter1856.6%$26,161,877,932
Stopped filing (merged or liquidated)230.8%$1,086,571,571
Charter conversion (new charter number)40.1%$1,584,197,452

Methodology and data provenance

Cite this study

Zalwin Research, "CreditUnionChangePulse statistics" (data as of 2026-10-28), https://zalwin.com/research/creditunionchangepulse

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