United Bay Community (Bay City, MI): no major change, assets -0.9% to $301,747,519
United Bay Community (Bay City, Michigan): no major change, assets -0.9% to $301,747,519. Its assets of 301,747,519 is above the median of 82,699,669 (73rd percentile). Dated 128 days ago, it serves as a historical benchmark. Score 28/100. As of 2026-10-28, from NCUA 5300 Call Report quarterly data files (National Credit Union Administration).
Data as of · Compiled by Zalwin from NCUA 5300 Call Report quarterly data files (National Credit Union Administration)
assets: 301,747,519 · 73th percentile of 2,788 CreditUnionChangePulse records · 3.6x the median
Free preview: all 12 published fields of this record are shown below. Locked: 117 related MI CreditUnionChangePulse records and the 6-column CSV export.
| Field | Value |
|---|---|
| Credit union | United Bay Community |
| Charter number | 61186 |
| Location | 1309 N Lincoln St, Bay City, MI, 48708-6172 |
| Charter | State-chartered (federally insured) |
| Change | No major change |
| Quarter | 2026-03 to 2026-06 |
| Total assets | $301,747,519 (-0.9% QoQ) |
| Loans | $247,724,854 (2% QoQ) |
| Shares and deposits | $276,134,811 |
| Members | 18969 (+99) |
| Delinquency rate | 0.6% (was 0.52%) |
| Loan-to-share | 89.7% |
| assets percentile | 73th of 2,788 (median 82,699,669, 3.6x median) |
| Peer records CSV (118 MI records) | 🔒 Click to unlock → |
| CRM-ready export with official source URLs | 🔒 Click to unlock → |
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CSV columns: Credit union · State · Change · Assets · Assets QoQ % · Delinquency % · official source URL
- Source agency: NCUA 5300 Call Report quarterly data files (National Credit Union Administration)
- Record date: 2026-06-30
- Data refreshed: 2026-10-28
- Refunds on request within 14 days
Top CreditUnionChangePulse records (MI first): Michigan State University (East Lansing, MI) · Genisys (Auburn Hills, MI) · United (St Joseph, MI) · Advia (Kalamazoo, MI) · Consumers (Oshtemo, MI) · Browse all by state and category →
LIVE PUBLIC DATA Source: NCUA 5300 Call Report quarterly data files (National Credit Union Administration) · Last refreshed: Wed, 28 Oct 2026 20:50:16 GMT
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Peer benchmark and outreach value: United Bay Community and 118 Michigan peers
- Michigan CreditUnionChangePulse records like this one: 118
- United Bay Community's assets: 73rd percentile of 2,788 records
- Timing: Low: older than 30 days
- Estimated pipeline if you contact every Michigan peer: $23,600 (peers × rate × deal size; an estimate from your assumptions, not a forecast)
28 / 100 Score
- Over $100M in assets.
What is the CreditUnionChangePulse record for United Bay Community in Bay City, Michigan?
United Bay Community (Bay City, MI), $301,747,519 in assets: no major change in the 2026-06 NCUA call report.
How does United Bay Community compare to other Michigan CreditUnionChangePulse records?
Its assets of 301,747,519 sits in the upper half (73th percentile) of 2,788 records; the median is 82,699,669. It is 128 days old; check the official source for later updates before acting. Its Score of 28/100 is modest; treat it as background rather than a priority.
United Bay Community vs. top 3 peers
| Organization | Location | Amount | Percentile | Record date |
|---|---|---|---|---|
| United Bay Community | Bay City, MI | 301,747,519 | 73rd | 2026-06-30 |
| Justice | Chantilly, VA | 1,142,000,072 | 89th | 2026-06-30 |
| Farmers Insurance | Los Angeles, CA | 1,329,890,378 | 90th | 2026-06-30 |
| Centris | Omaha, NE | 1,492,137,346 | 91st | 2026-06-30 |
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Computed from NCUA 5300 Call Report public data files. A credit union that stops filing has usually merged or liquidated; confirm with NCUA. Delinquency is loans 60+ days past due over total loans; "delinquency rising" means up 0.5 points or more in the quarter on a loan book of $5M or more. Institution level only.