Joseph's Heating and Air, Inc., RICHMOND KY: $140,900 SBA 7(a) loan approved 2026-06-24
Joseph's Heating and Air, Inc. (Richmond, Kentucky): $140,900 SBA 7(a) loan approved 2026-06-24. Its loan of $140,900 is below the median of $447,000 (10th percentile). Dated 134 days ago, it serves as a historical benchmark. Score 30/100. As of 2026-11-04, from U.S. Small Business Administration 7(a) and 504 FOIA loan data.
Data as of · Compiled by Zalwin from U.S. Small Business Administration 7(a) and 504 FOIA loan data
loan: $140,900 · 10th percentile of 32,327 SbaLoanPulse records · 0.3x the median
Free preview: all 14 published fields of this record are shown below. Locked: 251 related KY SbaLoanPulse records and the 6-column CSV export.
| Field | Value |
|---|---|
| Business | Joseph's Heating and Air, Inc. |
| Location | RICHMOND, KY, 40475 |
| County | MADISON |
| Program | SBA 7(a) |
| Gross approval | $140,900 |
| SBA guaranteed | $70,450 |
| Approved | 2026-06-24 |
| Lender | Community Trust Bank, Inc. |
| Term (months) | 240 |
| Industry | Plumbing, Heating, and Air-Conditioning Contractors |
| NAICS | 238220 |
| Business type | CORPORATION |
| Business age | Existing or more than 2 years old |
| Jobs supported | 4 |
| loan percentile | 10th of 32,327 (median $447,000, 0.3x median) |
| Peer records CSV (252 KY records) | 🔒 Click to unlock → |
| CRM-ready export with official source URLs | 🔒 Click to unlock → |
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CSV columns: Business · City · State · Industry · Loan · Approved · official source URL
- Source agency: U.S. Small Business Administration 7(a) and 504 FOIA loan data
- Record date: 2026-06-24
- Data refreshed: 2026-11-04
- Refunds on request within 14 days
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LIVE PUBLIC DATA Source: U.S. Small Business Administration 7(a) and 504 FOIA loan data · Last refreshed: Wed, 04 Nov 2026 01:29:00 GMT
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Peer benchmark and outreach value: Joseph's Heating and Air, Inc. and 252 Kentucky peers
- Kentucky SbaLoanPulse records like this one: 252
- Joseph's Heating and Air, Inc.'s loan: 10th percentile of 32,327 records
- Timing: Low: older than 30 days
- Estimated pipeline if you contact every Kentucky peer: $50,400 (peers × rate × deal size; an estimate from your assumptions, not a forecast)
30 / 100 Fresh Capital Score
- Approval of $140,900.
What is the SbaLoanPulse record for Joseph's Heating and Air, Inc. in Richmond, Kentucky?
Joseph's Heating and Air, Inc. (RICHMOND, KY) was approved for a $140,900 SBA 7(a) loan on 2026-06-24.
How does Joseph's Heating and Air, Inc. compare to other Kentucky SbaLoanPulse records?
Its loan of $140,900 is below the median (10th percentile); smaller records often move faster and face less competition. It is 134 days old; check the official source for later updates before acting. Its Fresh Capital Score of 30/100 is modest; treat it as background rather than a priority.
Joseph's Heating and Air, Inc. vs. top 3 peers
| Organization | Location | Approved loans | Percentile | Record date |
|---|---|---|---|---|
| Joseph's Heating and Air, Inc. | RICHMOND, KY | $140,900 | 10th | 2026-06-24 |
| Teal Ridge Roofing and Exteriors LLC | RICHMOND, KY | $150,000 | 16th | 2026-04-30 |
| R & R Faithful Finishes Inc. | BOWLING GREEN, KY | $168,000 | 17th | 2026-04-01 |
| Avdevich Heating and Air Conditioning Inc. | LOUISVILLE, KY | $100,000 | 5th | 2026-09-08 |
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Loan data comes from SBA public FOIA files, which SBA refreshes quarterly, so the newest approvals can lag by up to about four months. Sole proprietors and street addresses are excluded. Informational only.